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VACANT PROPERTIES

VACANT PROPERTIES

The insurance requirements for a vacant home are different than an occupied home.

WHAT YOU NEED TO KNOW ABOUT VACANT INSURANCE

Many of us will be asked to manage a vacant home at some time in our lives. There are many reasons:​

  • Your house is unoccupied and currently listed for sale

  • You've relocated for a new job but your house is unsold

  • You own a property that is undergoing renovations

  • As executor, you are selling a house as part of the estate

Insurance requirements for a vacant home are different than an occupied home. When a home becomes vacant, a standard homeowners policy may give the insurer the right to cancel mid-term, lower coverage levels, or even deny a claim.

You need a policy that is specifically written for the risks of a vacant property. Alpine Insurance Inc can provide several solutions.​