The insurance requirements for a vacant home are different than an occupied home.
WHAT YOU NEED TO KNOW ABOUT VACANT INSURANCE
Many of us will be asked to manage a vacant home at some time in our lives. There are many reasons:
Your house is unoccupied and currently listed for sale
You've relocated for a new job but your house is unsold
You own a property that is undergoing renovations
As executor, you are selling a house as part of the estate
Insurance requirements for a vacant home are different than an occupied home. When a home becomes vacant, a standard homeowners policy may give the insurer the right to cancel mid-term, lower coverage levels, or even deny a claim.
You need a policy that is specifically written for the risks of a vacant property. Alpine Insurance Inc can provide several solutions.